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There are two major types of mortgage loans — those with fixed interest rates and monthly payments and those with changing rates and payments. However, there are many variations of these plans on the market, and you should shop carefully for the mortgage that best suits your needs. New York Mortgages allow you to compare schemes and rates, sort the lists into the order you want. We also provide other affordable lending products to meet housing financing needs within the New York metropolitan region. We provide residential mortgages, mortgage refinancing, second mortgages, home improvement loans, and home equity loans throughout the U.S.